Mortgage Programs
Conventional Loans
Flexible financing for primary homes, second homes, and investment properties.
FHA & VA
Government-backed loan options designed to provide flexible financing solutions for eligible homebuyers
DSCR
Investor-focused financing based primarily on the property's rental income and cash flow.
More Loan Options
Jumbo, USDA, refinance, first-time homebuyer, and other financing solutions based on your goals.
WHY STARGAZING HOME LOANS
Mortgage Guidance Without the Guesswork
Finding the right mortgage shouldn’t feel complicated. Stargazing Home Loans helps homebuyers, homeowners, and real estate investors explore financing options and understand the path from application to closing.
Our approach is simple: provide clear guidance, explore available financing solutions, and help you make informed decisions with confidence.
CLEAR GUIDANCE
Understand your mortgage options, next steps, and what to expect throughout the process.
FLEXIBLE SOLUTIONS
Explore financing options designed around a variety of homeownership and investment goals.
PERSONALIZED SUPPORT
Receive responsive guidance and support from application through closing.
A Clear Path From Application to Closing.
Understand Your Goals
Complete Your Application
Navigate to Closing
We start with a conversation about your home buying goals, timeline, budget, and financial picture so we can explore financing options that fit your needs.
Complete your mortgage application and provide the necessary documentation so we can review your financial picture and help identify available financing options
Once your loan moves forward, we’ll keep you informed through processing, underwriting, and the final steps toward closing.
REAL CLIENT EXPERIENCES
“Working with Sidnei on our first FL HOME was incredible and wonderful experience. He and Michelle communicated with me on the weekend and cleared every single step of the way, and highly recommended”.
“Sidnei was a great partner from beginning to end. He was diligent, responsive, efficient, and always willing to work through whatever challenges came our way. His communication and commitment to his client made a real difference and helped us successfully get the loan to the closing table.
Michelle Skipper — Google Review
“Sid made what could have been an incredibly stressful home-buying process feel like a breeze. We had a very difficult and unique loan situation, and he never gave up on us. He was responsive, communicative, knowledgeable, and genuinely cared about getting the best outcome for us.”
Kun Xu — Google Review
Jessica Bradshaw — Google Review
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