HOME FINANCING OPTIONS

Conventional, FHA, VA Loans

Explore flexible financing options for buying or refinancing a home, with guidance to help you find the loan program that fits your goals.

Conventional

FHA Loans

VA Loans

Flexible financing options for primary residences, second homes, and investment properties.

Government-insured options designed for buyers with lower down payments or less-than-perfect credit scores.

Exclusive benefits for eligible veterans, service members, and their spouses, often with no down payment required.

Your First Home

Guidance for First-Time Homebuyers

Down Payment Assistance

Explore down payment assistance options that may help reduce the upfront cost of purchasing your first home.

First-Time Homebuyer Programs

Explore financing options designed for first-time homebuyers, with guidance on loan programs, down payments, and the steps toward purchasing your first home in Utah or Florida

INVESTMENT FINANCING

DSCR & Investment Property Loans

DSCR Property Analysis

Explore DSCR loan options that may qualify based primarily on the investment property's rental income and cash flow rather than traditional personal income.

Investment Property Refinancing

Explore refinancing options for investment properties, including cash-out and other strategies designed to support your real estate goals.

Ready to Find the Right Mortgage?

Whether you’re buying, refinancing, or investing, Stargazing Home Loans can help you explore your options and find a path that fits your goals.